Whole Life Insurance

Whole life is a type of life insurance contract that provides insurance coverage of the contract holder for his or her entire life. Upon the inevitable death of the contract holder, the insurance payout is made to the contract’s beneficiaries. These policies also include a savings component, which accumulates a cash value. This cash value is one of the key elements of whole life insurance (Dividends).

Disadvantages of Whole Life

Cash value will not start to build until two to three years of continual premium payments. More expensive than other types of life insurance Loans are not immediately available

Advantages of Whole Life

Premiums paid to the policy never increases, as long as you make sure to pay the premiums and the policy doesn’t lapse. It’s guaranteed – as long as you pay your premiums.

  Services

1. Life Insurance
   1. Whole Life
   2. Universal Life (IUL/GUL)
   3. Term Life
2. College Fund Planning
3. Retirement Planning

Frequently Asked Questions

1. How much insurance should I purchase?
2. Which type of policy is best for me?
3. How many beneficiaries should I have?
4. What if I’ve already been declined?
5. Can I still qualify if I have an illness?

  Schedule a FREE Consultation

We’ll come to your home or office at NO COST to answer all your questions and provide you all the information you need to make a sound decision.

Contact Us Now!